• Move into your dream home with as little as 3% of the final purchase price.
• Enjoy the freedom to treat the house as your own from day one.
• The purchase price is fixed for the entire contract period, giving you stability.
• Buy at any time during the agreement when you’re ready.
• Every top-up and option payment contributes toward your deposit at the end of the contract.

If you don’t have a full 10% deposit for a traditional purchase, or if securing a mortgage is a challenge—perhaps due to being self-employed, lacking sufficient credit history for a high-street lender, or having some adverse credit—this could be the solution for you.

No matter the reason, we offer flexibility with a reduced deposit (starting from just 3%) and work with individuals who are employed or self-employed, helping them position themselves for mortgage approval in five, six, or seven years.